CFO Agent

Always know where your cash is. And what to do about it.

Your CFO Agent invoices on milestones, keeps the books current to the day, and forecasts your cash 90 days out. Straight from the jobs you've got scheduled. No bookkeeper to hire, no surprises.

How it works

Your books and your cash, running themselves

Every transaction sorted to the day, a forecast fed by your real schedule, and a clear next move — without a bookkeeper.

1

Books itself

Every deposit, bill, and swipe is categorized to the right job the moment it clears.

2

Forecasts from your schedule

Milestone invoices and material POs land on the exact days they're scheduled. The forecast is fed, not typed.

3

Tells you what to do

When cash gets tight, it spots the lever (invoice early, hold a PO) before it's a problem, and waits for your okay.

The forecast

Your next 90 days, day by day

Driven by the schedule. Not a guess. Try the lever: when a dip drops you below your floor, watch the agent's fix pull cash forward and clear it.

Balance today
$42K
in the account
Projected low
$3.2K
Jul 5
Your floor
$20K
alert below this
Day 90
$32.9K
if nothing changes
You drop to $3,200 on Jul 5. Under your floor for ~9 days. Invoicing Williams early pulls $28.4K forward and keeps you clear.
money inmoney outyour floor
What's hitting the account next
Jun 18
Johnson deposit
Sales
+$9,800
Jun 21
Payroll
Payroll
-$11,200
Jun 24
Miller materials PO
Projects
-$6,400
Jun 28
Cho phase-1 materials
Projects
-$12,000
Jul 1
Subcontractor, elec.
Projects
-$7,800
Jul 5
Payroll
Payroll
-$11,200
Jul 8
Davis final payment
Finance
+$8,200
The bookkeeper

Your books, done, to the day

Every transaction sorted to the right job and category the moment it clears. No shoebox of receipts, no month-end scramble.

hardac · bookkeeping
312
transactions this month
100%
auto-categorized
Today
books current to
Jun 11
Johnson deposit
IncomeJohnson patio
+$9,800
Jun 12
SiteOne Landscape
MaterialsCho install
-$2,840
Jun 11
Belgard Pavers
MaterialsAlvarez patio
-$5,400
Jun 10
Crew payroll
LaborMultiple
-$11,200
Jun 12
Shell fuel
Vehicle
-$186
Jun 10
Home Depot
SuppliesMiller reno
-$312
The reports

Monthly & quarterly reports that write themselves

P&L, margin by job, and a cash summary. Generated the moment the period closes, ready to hand your accountant.

Auto-generated · June 2026 · ready for your accountant
Profit & loss
Revenue$148,200
Cost of work-$86,400
Gross margin42%
Operating costs-$31,100
Net profit$30,700
Margin by job
Davis cleanup51%
Johnson patio44%
Cho install41%
Miller reno38%
Two views, one source

Per job, and across the company

Project financials

Costs, labor, materials, and change orders on every job. And the real margin when it's done. Know which work actually makes money.

Company financials this page

The whole business. Cashflow, bookkeeping, taxes set aside, and reports. The view that tells you if you can make payroll and take on the next job.

See it in action

A morning with your CFO Agent

It reconciles, catches what slipped, and brings you the fix. You just say yes.

CFO Agent
● online
Reconciled the accounts this morning. Two receipts from the Cho job never got uploaded.
Messaged your foreman, got both. You're current.
Books current to today0 missing
Message your CFO
End to end

From a payment to clean books

A deposit lands and your CFO Agent sorts it, costs the job, updates the forecast, sets your taxes aside, and closes the month. You never open a spreadsheet.

PaidBooks done
Hardac · → Finance
Deposit cleared
$9,800
Patterson deck · deposit hit the account
Logging it now. You won't lift a finger.
Hardac · Finance · Bookkeeping
Deposit · $9,800 · Patterson
Job
Patterson deck
Type
Customer deposit
Category
Income
Tax line
Schedule C
Sorted to the job and category. Zero data entry.auto
Hardac · Finance · Margins
Patterson deck
Live margin as money moves on the job
Blended margin41% · on target
You can see which jobs actually make money, while they're still open.
Hardac · Finance · Forecast
90-day cash · updated with this payment
Clear through the quarter. Your low never breaks the floor.+$9.8K
Hardac · Finance · Taxes
$2,450 set aside for taxes.
Skimmed from this deposit and parked. No April surprise, no scramble.
Hardac · Finance · Reports
Books current to the day.
Profit & loss
Margin by job
Cash summary
Ready for your accountant. You did nothing.
Part of the loop

Your forecast isn't entered. It's fed.

The Operations Agent sends every milestone and material PO; the Sales Agent sends every signed deposit. Move a job in the schedule and these numbers move themselves.

See the full loop →
Sales
Ops
CFO
COS
Fed by the Sales Agent

Every signed deposit and contract value lands in the forecast automatically.

Fed by the Operations Agent

Material costs and job timing flow in as the schedule moves.

Surfaces to the Chief of Staff

A cash dip you need to act on shows up in your morning brief.

By the numbers

A bookkeeper and a controller, for $0

Ninety days of runway in view, books current to the day, and a finished report in seconds.

90 days
of runway, visible
$0
spent on a bookkeeper
To the day
books always current
Seconds
to a finished report

Stop guessing at your cash.

See your next 90 days in minutes.

No credit card. Cancel anytime.